Disputing Done For You

Fully customizable dispute letters made just for you. Each letter comes pre-written with the credit bureau codes you need.

Simply insert your name, address, and a stamp for instant results!

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Goodwill Adjustment Letter

Goodwill Adjustment Letter

Credit Repair Hacks

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Use this custom letter to request your late payments and derogatory accounts to be deleted based on circumstances in your life.
This letter helps you negotiate a deletion for your derogatory account(s).

Which type of accounts are best for this letterĀ template?
For best results, please use this letter for late payments reported on your credit file.
How to use this letter template?
This letters comes pre-written with the terminology and credit bureau codes needed for easy deletions. SimplyĀ customizeĀ the sample name and address to your own name and address before sending to each credit bureau.Ā 
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Collapsible content


  • Instant File Download
  • Step-by-Step Guided Walkthrough
  • Credit Bureau Dispute Calendar
  • BONUS Credit Builder Product Cheatsheet

Learn More


How long does it take to see results?

Results are seen within the first 30-60 days. For full credit repair jobs, allow 6-8 months on average for max credit score results.

Do I have to write my own dispute reasons?

No. Each letter template comes pre-written with the correct terminology and credit bureau codes you need. All you need to do is add your name and address to the letter before printing and sending off to each bureau.

How do I know who to send the letters to?

Each order includes a copy of each credit bureau and their address/phone number. You will also receive step-by-step instructions on how to use each letter.

What if the credit bureaus donā€™t respond to my letter?

Credit bureaus have to respond to any dispute within 30 days by law. However, if credit bureaus fail to respond, they must delete the account. With each order, you will receive step-by-step instructions on how to send your letters certified. Sending it certified gives you the proof you need to show when and where you sent the letters in the event credit bureaus fail to respond.

Will my accounts be deleted for good or will they reappear on my report?

Each of our letters are pre-written with FCRA protocols for permanent removals. Following our step-by-step instructions ensure that accounts will be deleted permanently from your credit reports.